Disaster Relief for Qld as Massive Cleanup Gets Underway

As recovery and cleanup efforts begin, insurance brokers will play a critical role in helping families and businesses navigate claims, rebuild, and move forward. 

Our thoughts are with everyone in North Queensland affected by the recent floods. With cleanup underway, here are some tips: 

• Capture photos of any water-damaged or soaked items before removing them. 
• Create a detailed list of damaged items, including the brand, model, and serial number. 
• Avoid discarding items that can be repaired unless they pose a health risk. 
• Consult with your insurance broker for assistance with the claims process. 

The Insurance Council of Australia has reported that insurers have received more than 3,950 claims. The government has announced a range of grants and financial assistance for families, businesses and the wider community, including an $8 million Community Relief Fund.  

Check out these links below to see if you're eligible.  

Personal Hardship Assistance includes Grants of $180 for individuals and up to $900 for a family of five or more to cover essentials like food, clothing and medicine. Uninsured residents may also be entitled to income-tested grants up to $5,000 per household to inspect and reconnect damaged services like electricity, gas and water. Visit Disaster support and recovery | Community support | Queensland Government 

Disaster Assistance Loans up to $250,000 for eligible primary producers and small businesses & Essential Working Capital Loans for farmers, small businesses and NFPs up to $100,000 are available to help operators carry on business operations, including paying salaries or wages, creditors, rent or rates. Visit http://www.qrida.qld.gov.au/  

Australian Government Disaster Recovery Payment offers residents $1,000 per eligible adult and $400 per eligible child for people who suffered serious damage or injury as a result of the floods, to help with the costs of recovery. Visit Natural disaster support - Natural disaster - Services Australia.